Best Earnest Alternatives (18)
Looking for a Earnest alternative? We've compiled the best options based on user reviews, features, and pricing to help you find the right fit.
What is Earnest? Earnest is a lending platform that uses artificial intelligence and machine learning to evaluate loan applications. It provides personal loans and refinancing for student loans and medical loans. Earnest aims to provide affordable loan rates based on the applicant's credit profile and earning potential rather than credit score alone.
Top Alternatives to Earnest
MentorWorks Education Capital is a fintech company that provides flexible financing and repayment solutions for career accelerators, bootcamps, and other …
CommonBond is an online lender that provides student loans and refinancing options. They offer competitive interest rates and flexible loan …
Student Loan Hero is a free online tool that helps students manage their student loans. It provides advice, calculators, and …
LendingClub
FreemiumLendingClub is a peer-to-peer lending platform that allows investors to lend money to individual borrowers. It provides an alternative to …
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Earnest Overview
Earnest is an online lending platform founded in 2013 that focuses on providing personal loans, student loan refinancing, and medical loan refinancing. It uses alternative data and machine learning algorithms to evaluate loan applicants beyond just credit scores. This allows Earnest to potentially offer better rates to those with limited credit history but good financial habits and income potential.Here are some key things to know about Earnest:Loans ranging from $5,000 to $75,000 for personal loans, up to $150,000 for student …
Quick Comparison
| Software | Pricing | Score |
|---|---|---|
| Earnest | N/A | — |
| MentorWorks Education Capital | N/A | — |
| Affirm | N/A | — |
| CommonBond | N/A | — |
| Student Loan Hero | N/A | — |
| Karrot | Open Source | — |
| LendingClub | Freemium | — |
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