What is Apple Pay?
Apple Pay is a mobile payment and digital wallet service created by Apple Inc. It allows users to make payments in person, in iOS apps, and on the web. Apple Pay uses near-field communication (NFC) technology and is supported on iPhone and Apple Watch.
To use Apple Pay, users sign up with their credit or debit card information in the Wallet app. Then when checking out, users can hold their iPhone or Apple Watch near a contactless reader to pay. Users authenticate payments with Touch ID, Face ID, or double click on Apple Watch. Apple Pay is accepted in many stores, apps, and websites.
Some key benefits of Apple Pay include:
- Easy and secure checkout with biometric authentication
- Encrypted payment information for improved security
- Works with most major credit and debit cards
- Supported at leading stores, apps, websites, and more
Overall, Apple Pay provides a fast, convenient, and secure way for Apple device owners to make contactless payments both in stores and online using NFC technology and digital wallet functionality from Apple.