Cheddar
Cheddar is a free and open-source personal budgeting software. It allows users to track income, expenses, account balances, budgets, goals, and net worth over time. Cheddar has easy transaction entry, reporting, and customization features for personal finance management.
budgeting
expense-tracking
income-tracking
net-worth-tracking
open-source
personal-finance
Cheddar: Free Personal Budgeting Software
A free and open-source personal budgeting software for tracking income, expenses, budgets, goals, and net worth, with easy transaction entry, reporting, and customization features.
What is Cheddar?
Cheddar is a free and open-source personal budgeting and finance management software. It helps individuals and households track their full financial picture including income, spending, account balances, investment performance, net worth, budgets, and financial goals over time.
Key features of Cheddar include:
- Income & expense tracking with running category totals
- On-budget versus off-budget account tracking
- Visual reports and charts for expenditures, income, account balances, net worth etc.
- Flexible and customizable budgeting features with carryover
- Bill and debt management tools
- Support for financial goal setting and tracking
- Bank and credit card account syncing
Cheddar provides an easy-to-use interface for entering and managing day-to-day cash flow transactions. Robust reporting and analytics help provide insights into spending patterns and progress made towards budgets and goals. Customizable categories and accounts allow users to tailor Cheddar to their unique financial situation.
As an open-source software, Cheddar benefits from transparency, community contributions and on-going development and improvements. It runs on Windows, MacOS and Linux platforms.
Cheddar Features
Features
- Income and expense tracking
- Account balances and net worth tracking
- Budgeting and goal setting
- Customizable categories and reporting
- Bank sync and import
- Mobile app
Pricing
- Free
- Open Source
Pros
Free and open source
Easy to use interface
Powerful tracking and reporting features
Customizable categories and budgets
Available on multiple platforms
Cons
Limited bank connectivity
Mobile app could be improved
Lacks some advanced features like investment tracking
Official Links
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